Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Does Your Child Need to File an Income Tax Return? When your child has income, there’s a good chance that he or she will need to report it and pay taxes. Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different.